Owner of @AfterHoursVA

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Thanks to the visitors who contacted me tonight with questions regarding bankruptcy. The below visitor had some great questions. #AfterHoursVA#BKChat  

Are you ready for a FRESH START???  Chat live at www.AfterHoursVA.com.

Let's stay connected!

@AfterHoursVA - Virtual Assistant & Mobile Notary Public

Do it Yourself Bankruptcy

For some people, bankruptcy can be a fairly simple process that can be completed without paying an attorney.  If you cannot afford a lawyer, you can file pro se (without a lawyer). Filing bankruptcy pro se will require knowledge of federal bankruptcy laws and local bankruptcy jurisdiction rules. Most individual consumers can file bankruptcy on their own as long as they have a good reference manual to guide them through the process.

• Consult a lawyer to answer all legal questions regarding keeping property and any other bankruptcy questions or issues of concern.

• Gather all documentation needed to complete the bankruptcy petition. (6 months of paycheck advices, prior two year tax returns, monthly expenses, credit card bills, medical bills, property deeds, vehicle titles, installment loan information, pending court paperwork, garnishment/judgment information, etc.)

• Complete a credit counseling course from an approved credit counseling agency 180 days before you file bankruptcy. 

• File completed petition and your credit counseling certificate with the bankruptcy court.

• Attend meeting of creditors.

• Complete a post-filing Personal Financial Management Instruction Course only after your case is filed and WITHIN 45 DAYS of the creditors meeting. (341 Meeting)

TWO OPTIONS AVAILABLE!

Pro Se DIY Kit - $45*

Chapter 7 Reference Manual

Voluntary Petition & Schedules

Filing Fee Installment Form (if applicable)

Filing Fee Waiver Form (if applicable)

Other supplemental and local forms

Pro Se DIY Kit + BPP Services - $125*

Chapter 7 Reference Manual

Voluntary Petition & Schedules

Filing Fee Installment Form (if applicable)

Filing Fee Waiver Form (if applicable)

Other supplemental and local forms

BPP Services:

Petition and schedules professionally typed and printed

2 - Paper copies of final petition

PACER updates as available by the court

Proof of Service by Mail

1 - FREE notarization (if applicable)

*Petition preparation fee does NOT include the bankruptcy filing fee you pay to the court.  As of June 1,  2014, the Chapter 7 filing fee payable to the US Bankruptcy Court is $335.

For more info: bankruptcy@AfterHoursVA.com.  

Book a free consultation online: https://afterhoursva.setmore.com/

DISCLAIMER: @AfterHoursVA is NOT a law firm, nor am I an attorney. I do not provide legal representation or advice. If you need legal advice, please consult an attorney. @AfterHoursVA is a debt relief agency.

#MobileNotary Services Available Today

@AfterHoursVA provides Mobile Notary Service to Individuals and Businesses at: Airports, Assisted Living Communities, Hospitals, Movie Sets, Nursing Homes, Physicians, Office Building, Residences, Jails, Coffee Shops or any other convenient location. 

7 a.m. - 8 p.m.

Additional fee after 8 p.m.

info@AfterHoursVA.com

www.AfterHoursVA.com

Post #Bankruptcy Services

Post #bankruptcy services offered by @AfterHoursVA: 

Post -bankruptcy services available to debtor(s): 

o Order credit reports from Equifax, Experian and TransUnion 30-60 days after discharge

o Review Schedule D (secured creditors)

o Review Schedule E & F (unsecured creditors)

o Look for public bankruptcy notation

o If inaccurate information is found, send dispute letters to credit bureaus

o Setup credit monitoring account 

o Create spending plan

o Form 2 year goals

 Email info@AfterHoursVA.com for more info and pricing!

www.AfterHoursVA.com